Cannabis Coconut Oil...Two Of Nature's Best Healers Combined!

Why Cannabis Coconut Oil Is So Great

by David Wolfe

Cannabis is no medical slouch. Strains heavy in THC have been proven to effectively treat pain, PTSD, nausea, eating disorders, asthma and insomnia. Strains high in CBD, on the other hand, are effective at fighting psychosis, anxiety, tumors and seizures.

But smoking anything isn’t exactly good for your lungs – even smoke from the healthiest of herbs like cannabis will deposit a good amount of carcinogenic tar in your lungs.

That’s where coconut oil comes in. The fatty acids in it bind very easily to cannabis, creating a smooth oil that can be consumed absolutely smoke-free. 

You can also use the oil as a topical cream to treat everything from joint pain to sunburns and dry skin.

But don’t be mistaken; coconut oil is much more than a mere binding ingredient. Its health benefits such as memory enhancement, anti-inflammation and increased energy combine with the benefits of cannabis to produce an absolutely epic list of goodness.

How To Make Cannabis Coconut Oil

First, as I alluded to before, you need to pick a strain of cannabis that will provide help in the area you need it. I recommend taking a look at SOMA Colorado’s ‘strain selector’ tool.

Next, assuming you’ve bought fresh cannabis, you’ll need to decarb it. This is the process that releases the medically potent compounds.

How to Decarb Cannabis

Preheat your oven to 240ºF. Then, break up roughly an ounce of cannabis into smaller pieces with your hands. Prepare a pan with a baking sheet and place the cannabis on it. Make sure there are no empty spaces on the pan.

Next, bake the cannabis for roughly 40 minutes. Stir it occasionally to ensure it bakes evenly. When you notice that the cannabis has lightly browned, remove the baking sheet and let it cool.

Making the Oil

Toss your decarb cannabis into a food processor and grind it until it’s a coarse powder. Next, get your virgin coconut oil and dish out one gram of cannabis for every ounce of oil you plan to use.

Place both ingredients in a glass jar and then cover it. Place the jar in a pan filled with water just below boiling level. Leave it there for 60 minutes. Then, strain the mixture with a cheesecloth.

And there you have it – cannabis coconut oil! You can now toss a spoon or two of this into smoothies, brownies, you name it. You can also cook with the oil but be sure to only use it in recipes that call for temperatures below 315ºF; otherwise, the active benefits of the cannabis will be lost.

6 ways not to reset the clock on old debt and clear up your credit report

ORIGINAL ARTICLE HERE:   Follow: @Bankrate on Twitter | Bankrate on Facebook


What do debt and milk have in common? An expiration date.

Even if you've cried over spilled milk, chances are you haven't shed too many tears over expired debt. Yet unlike the milk in your fridge, you can accidentally revive old debt.

While state laws limit the amount of time debt collectors can chase you to pay debts or force collections through judgments and garnishments, some consumer mistakes can restart that clock.

Among them: acknowledging a debt, making a partial payment or ignoring a notice that a creditor is about to sue on an old debt.

Don't want to feel the bite of zombie debt? Here are six tips you need to know.

There are two debt clocks, and each is important.

First is the clock for forcing collections on a debt, which is often called the "statute of limitations on collections." It varies from state to state. Typically, it's three to six years. In some states, it can be up to 15 years.

This is the clock you have to consider if you're worried about reviving the possibility of forced collections on an old debt.

The second clock is the length of time a debt can stay on your credit report and, as a result, affect your credit score. That clock runs for seven years.

The credit-report clock on a delinquent debt starts six months after you stop paying, says Chi Chi Wu, staff attorney with the National Consumer Law Center. No matter when the bad debt popped up on your credit report, it has to come off seven years after the clock started ticking.

Nothing you or anyone says or does can restart this clock, says Wu.

Worried an old debt might be on your credit report? Get yours free at myBankate.

Seven years after the original default date, all mentions of a debt -- no matter who has bought the debt or when -- have to come off your credit report, says Maxine Sweet, vice president of public education for credit bureau Experian.

According to the Fair Credit Reporting Act, debt collectors can't change the account number and consider it a "new obligation," and they aren't allowed to "re-age" that debt, says Tracy S. Thorleifson, attorney with the Federal Trade Commission. Seven years from the original default date -- that's it, she says.

One exception is judgments. If a creditor sues and gets a court judgment against you, they can keep the judgment on your credit report for seven years or until the judgment expires, says John Ulzheimer, consumer credit expert. However, as a matter of practice, credit bureaus keep judgments on a credit report for seven years from the judgment filing date, he says.

In other words, while the original obligation and any listings by subsequent collectors will come off within the original seven-year period, the judgment can have its own independent seven-year life span.

When it comes to discussing old debt with a collector, it pays to be careful.

"I think the primary thing -- the surprising thing -- is that (consumers) can restart the statute of limitations so easily," says Robert Hobbs, senior fellow at the National Consumer Law Center and author of "Fair Debt Collection." If they're not careful, they can restart the clock on a debt they didn't even know about, he says.

All it takes is acknowledging the debt is yours, and you can restart your state's time clock on forced collections, he says.

So what do you do if you want to discuss the debt because you need more information to determine whether it is yours, or if you want to investigate payment options without restarting the collections clock? Adopt the hypothetical approach, says Hobbs.

For example:

• "I don't believe this is my debt. Can you tell me more about it?"
• "I'm not saying this is mine, but I'd certainly not like to talk to you anymore. What would it take to settle it?"

You are sick of debt collection calls. However, you're afraid telling the creditor not to contact you is an admission the debt is yours.

It's not.

You have the right to ask debt collectors in writing to stop contacting you, whether a debt is yours or not, and they have to comply. Simply send a letter identifying the debt, and tell them to stop contacting you about it.

"You're not affirming the debt -- you're exercising your rights under the Fair Debt Collection Practices Act," says Thorleifson.

Debt collectors are still required to notify you in writing if they are actually suing you, even if you send a cease-and-desist letter. You don't lose the right to defend yourself in court.

But avoid those letters with multiple-choice boxes some collectors send, says Thorleifson. Often, you check one box to pay in full, one for a partial payment, and there's another to say it's your debt, but you can't afford to pay now.

"If you check a box and send it, it could be enough to serve as a written affirmation of the debt in some states," she says.

If you get an offer to pay "a little something" on an old debt, be wary.

"Under many state statutes, a partial payment puts you back on the hook," for the entire debt and restarts the clock on forced collections, says Hobbs.

It pays to do a little research before you agree to anything.

"For people who have a lot of debt and are trying to decide which debt to pay and which to pay first, it makes sense for them to understand the statute of limitations issues so that they can make a rational decision on which debt they pay first," says Thorleifson.

If you have questions on the statutes in your state for various types of debt, the state attorney general's office or department of consumer affairs is often a good resource.

"The educated consumer is going to understand the issues and pay debts accordingly," says Thorleifson.

If you decide to pay it in full or negotiate a settlement for a lesser amount, get a written agreement beforehand "acknowledging payment in full," she says.

That way, if the debt is later sold to a debt buyer, you'll have proof that it's been paid, she says.

Is a creditor suing after the collections clock on old debt has expired? Take action.

Show the court the debt is too old, and you win automatically. However, that only works if someone tells the court the statute of limitations has expired. If creditors win a judgment on expired debt, they can force collection for as long as your state law allows, says Thorleifson.

"It's up to you to go to court and raise the defense that the debt is beyond the statute of limitations," she says. "Don't trust the court system to figure it out on your behalf."

What you need to know: You must be legally served with notice of a lawsuit. Otherwise, "you could move to set aside the judgment," Thorleifson says.

If a creditor gets a judgment on expired debt, you could have a countersuit under the Fair Debt Collection Practices Act, says Hobbs. "(Federal) courts have found that it's against the law to sue a consumer (over) a time-barred debt."

Make Your Own Cheddar Cheese

I WON My Foreclosure Case!

The Maine Supreme Court has finalized my foreclosure case....in MY favor...citing " that the administration of justice outweighs the important interest in finality of litigation"! 

Imagine that...a court putting JUSTICE ahead of policy & practice (of a court not normally [and sparingly and only in a clear instance of previous error] reopening issues of law already decided ) because they wanted to prevent a manifest injustice! Manifest injustice means something which is 'obviously unfair' or 'shocking to the conscience.' It refers to an unfairness that is direct, obvious, and observable: an outcome in a case that is plainly and obviously unjust. 

And in THIS case, because I didn't just "sit on my rights" but kept fighting and going on throughout the court system stating the samething over & over again that the bank didn't own my mortgage deed due to a MERS assignment that only gave the bank the right to record which did NOT give them ownership to provide standing to sue and because under Maine law in Saunders (decided 28 months BEFORE my case) this argument was correct at the time I argued it in court and this was overlooked by the Supreme Court (thus a clear previous error which is plainly and obviously unjust and unfair), they chose to reopen my case and correct their error and serve justice! 

WOWZERS!! See their decision HERE or below:

View this document on Scribd

Thanks go out to my lawyer (at the end of my trials of doing this as a pro se litigant, I hired a lawyer to do the final leg of this saga & enter the 60(b) motion) Matthew Williams and to my friends who stood by me & supported me and kept me basically sane and committed in staying the course and all the prayers sent out by many of you! I believe that God heard them and watched over the Maine Supreme Court Justices to do the right thing!

Here I’ve included all the filings that led to this decision after I hired an attorney because the courts made it very clear that they couldn’t/wouldn’t hear my argument as a pro-se litigant’s argument. But, they heard it when my attorney said that I said it! GRRRRRRRRRR

1. My attorney’s first filing of the 60(b) motion for Relief from Judgment to the Springvale District Court
2. The Supreme/Law Court’s  order to refile the above motion in the Supreme/Law Court
3. The refiled above mentioned 60(b) motion
4. US Bank’s ordered response to refiled 60(b) motion
5. Supreme/Law Court’s ruling granting my motion and remand vacating and dismissing the foreclosure judgment that was in the bank’s favor (See above link/Scribd link)
6. Springvale District Court’s ruling vacating the judgment and dismissing it with prejudice (which was wrong as the Maine Supreme Court ruled it should be WITHOUT prejudice and was corrected to it).

This was featured at 4closureFraud.com here: http://4closurefraud.org/2016/08/16/foreclosure-win-the-administration-of-justice-outweighs-the-important-interest-in-finality-of-litigation/

Independent Polls Give Trump Massive Lead

(Independent Polls starts at the 4:38 mark)

Proof That Mainstream Media Is A Puppet Of The Liberal/Socialist/Marxist Agenda

Mainers - The TRUTH of Question 3 & Universal Background Checks

Universal Background Check

A Failed New York Solution...

to a Problem Maine Doesn't Have

Moms Demand Action, the New York billionaire Michael Bloomberg’s anti-gun astroturf organization, is pushing a referendum to outlaw private transfers of firearms. They’re shipping out-of-state money and people into Maine to put their measure on our ballot, and buy themselves a law on our books.

This confusingly-written and ambiguous law would criminalize ordinary and traditional behavior, like selling a gun to a friend, or loaning a gun to a neighbor to go hunting. In order to comply with the law, you and your friend or neighbor would have to go to a licensed dealer, fill out Federal paperwork, undergo an FBI background check, and pay a fee before you could turn over your firearm. But, wait! That’s not all. You’ll have to do it all over again before your gun can be returned to you. And if the FBI background check makes a mistake and denies or delays you, as it does over 60,000 times a year to law-abiding citizens, you may not get your gun back.

"Hang on", you say, "I heard the law has exceptions for hunting and for family members. This won't affect me."

Those exceptions aren't what they appear to be; you won't be able to loan a gun to a friend or neighbor to go hunting. The loan can only occur while you are hunting, in the field. Anything else is a crime.  

Family exception? Maybe not, depending on your family.  Great-grandparents/great-grandchildren aren't included. Neither are unmarried people living together, even though the law purports to have an exception for "intimate partners" -- but the definition of intimate partner is flawed, and includes no one.

And, incidentally, without even saying so, this law completely outlaws adults over 18 years of age and under 21 from purchasing a handgun, by requiring all transfers to go through licensed dealers -- who are forbidden by Federal law from selling handguns to those under 21. Young adults will have their rights ripped from them. Don't for a moment think that this is an unintended consequence; it's a stealth ban, maliciously included.

And those are just a few examples of the glaring flaws in this horrible legislation.  As a Citizen Initiated bill, it must be passed exactly as written -- there is no mechanism to make corrections before passing it into law.

While the anti-gunners say this law is needed to keep guns out of the hands of criminals, the Federal government’s own data shows that few criminals obtain guns through private sales; far more acquire them through background-checked dealer sales, by sending a person with a clean record to buy the gun. The real reason Bloomberg wants this law is that it is the key step toward mandatory gun registration. In fact, there’s no way this law can be enforced without gun registration.

Don’t be fooled into thinking that Universal Background Checks are a good idea -- it is a law designed to fail, in order to justify the next step on the anti-gunner’s agenda: universal registration.

It’s a failed New York solution to a problem Maine doesn’t have.

Help us defeat this flawed bill and leave governing Maine to Mainers, by making a donation to UBC Bad For ME

CLICK HERE TO READ MORE

Contributions may also be sent by mail to:

UBC Bad For ME

205 Church Hill Road

Augusta, ME 04330 

_________________________________________

Resources

• UBC Already Failing in Washington State
• Who's Paying To Promote UBC, Anyway: Financial Report
• Project Educate UBC Points

BDN Editorial: 

Gun owners should be paranoid about Maine’s background check referendum

"Studies have indicated that most of guns used in crime are acquired illegally. Forcing lawful gun owners to register their firearms will have no effect on this problem.

This referendum is not about safety, it is about power and control."

-- Stephen C. Smith

_________________________________________

"I ran the UBC proposal by an Assistant District Attorney. His response: 'Such a mess!"  He agrees that simply loaning a friend a rifle for deer season without getting a background check would be illegal for both parties involved. That's coming from one of the guys that would prosecute under the proposed law."

-- Central Maine Police Officer

Letter to Donald J Trump

Dear Mr. Trump,
I'm a service connected disabled Vietnam Era veteran (USMC) and served my country with honor and pride. I'm mostly a conservative but am very independent and vote my conscience and for what is best for my country.

I just turned 60, am divorced and I'm raising two of my grand children. I am very limited in my funds and am fighting a foreclosure attempt by a bank who didn't care that my original mortgage lender Countrywide tricked me into being behind in my payments by saying that I needed to be 90 days in arrears to qualify for HAMP so that I would either have to accept THEIR remodification plan or face foreclosure! I've fought for SEVEN years and it looks like I have won ...for now. But I know the bank will try again. 

The point here is, all this has drained my finances and I barely get by and live from payday to payday with hopes that nothing major happens in-between. I even have a hard time to come up with money to fix my only car (needs a new head which will cost about $1500.00 to fix), so I've been without my Jeep for about a year now. But, with all this, I just cannot bear the thought of losing any more of the freedoms that I served in the Marines to help preserve for my country by having Hillary Clinton become president. So, I can only spare $25.00...I really hope that it'll be of some help in aiding you to beat her and get elected because you are our country's ONLY hope right now of staying a true republic and keep the freedoms that our Constitution provides us.

PLEASE...don't disappoint us. Get elected, stay true to your words of hope and to our Constitution and do the job that you are promising us that you'll do....and don't disappoint us like the past 4 presidents have done!
I will be voting for you come election day.

Best regards, 
Debby Reagan

Obama’s brother voting for Donald Trump!

Despite the fact this his half-brother is president of the United States, Malik Obama says he’ll be voting for Donald Trump this November.

Another Black Man Who Supports Trump Disavowing BLM!

Notice that the CNN reporter brings up the question "Does it matter that the KKK supports Trump?" (thus insinuating that Trump is racist) but refuses to answer another by-stander's question of "Does the Black Panthers support Obama?" Now tell me once again that the mainstream media isn't biased against conservatives and that they aren't trying to make us..."We the People"... into having racial divide and be fighting each other! WAKE UP America and listen to this man!

Chuck Norris Throws Full Support Behind Trump, Then.....

....Savagely Destroys Hillary In Op-Ed!

I have ALWAYS liked Chuck Norris....and I do now EVEN MORE!

DNC Broke Federal Law At Convention!

And do you think anybody at Capitol Hill will do ANYTHING about this? Absolutely not...because THEY are above & beyond the law that us wee peons have to follow!

Violation Of Section 8 U.S. Code § 1324

Still Think That The Democratic Party Stands For AMERICAN Ideals?

COMMUNIST FLAGS PROUDLY FLYING AT DNC

Could the media be lying about the Orlando Shooting?

FBI Transcript Reveals Shocking Truth about Orlando Shooting

What really happened during the Orlando nightclub shooting?

What if the events of that fateful evening played out entirely different from what the media has reported?

Well, it seems that the FBI transcripts of what happened differ from the story the media reported:

What should have been front page news everywhere, somehow got buried amid the official narrative we were given about the Orlando shooting. Judge Andrew Napolitano told FOX News that an FBI transcript indicated that no one died until 05:13am Sunday morning when the police SWAT teams entered the building.

“Here’s what is news in the summary – nobody died until 05:13 in the morning, when the SWAT team entered. Prior to that no one had been killed. The 53 that were injured, and the 49 that were murdered all met their fates at the time of, and during, the police entry into the building,” Judge Napolitano said.

Of course the question is obvious:

Why would the media report a complete false narrative of the shooting?

In light of recent week’s events involving police shootings, it sure raises lots of questions.

But the ONE question is this:

Who stands to gain the most from keeping the narrative of gun violence alive?

-By Survival Joe

13 IMPORTANT ELEMENTS FOUND IN EVERY STAGED SHOOTING EVENT

Young Black Trump Voter Destroys BLM And Leftist Movement- WOW!

This young black man GETS IT! He's not just a low informative citizen, and I hope his words resonate within the black community so that they will stop buying into the hype and propaganda that our government and mainstream media uses to divide us....thus ultimately conquer us!
WTG young man! You've restore my faith in the younger generation that there's still hope for America yet!

Trump hasn’t alienated minorities – he’s alienated low information voters.

Let’s just look at who liberals say Donald Trump has alienated: mainly Mexicans and Muslims. And how did he “alienate” them? By opposing illegal immigration and Islamic terrorism. In other words, by enforcing laws that already exist and fulfilling his constitutional duty to protect the nation. How horrifying.

We’re also supposed to believe that he somehow alienated the black community, but I don’t think anyone can explain a single thing that he’s done to do that. One video at a Trump rally is going viral, showing a black Trump supporter who believes that Black Lives Matter is horrible for his community.

Undoubtedly there are liberals out there who thinks that he shouldn’t support Trump for the sole reason that he’s black. Liberals are the only ones who think that all blacks think the same.
- By Freedom Daily